loaded

The digital wallet built for real life.

What it is

Loaded is a self-custody digital wallet with enhanced security. Users hold their own keys; we never custody funds.

Each account is a Safe with three independent signers: an email-bound key (Privy embedded wallet), a device passkey, and our co-signer. Any two of the three can authorise a transaction — so a user with both their email and passkey can transact unilaterally and override the cosigner whenever they want. The cosigner exists to enforce the safety rules you configure (allowlists, daily limits) in the common case; it can never move funds on its own. A three-card NFC Recovery Kit lets you regain access if you lose your phone, without seed phrases.

What you can do

• Hold native ETH, ERC-20 tokens, and tokenised real-world assets on Base mainnet.
• Send to any address, with the cosigner enforcing per-Safe allowlist rules.
• Earn yield through curated Morpho vaults (USDC, ETH).
• Swap via CoW Protocol against a curated allowlist of tokens.
• Recover access through a hardware kit if you lose your phone.

Status

Loaded is in private beta on Base mainnet. Beta access is invite-only via TestFlight. See our privacy policy for what we collect and how we use it.

Contact

Questions, bug reports, or beta access requests: contact@safefoundation.org.